/* ==========================================================================
   RateFinder — global stylesheet
   ========================================================================== */

:root {
  --navy: #071d38;
  --navy-2: #0b2a4e;
  --ink: #10233d;
  --ink-2: #35465d;
  --muted: #5f7085;
  --brand: #0fa47a;
  --brand-dark: #0b8662;
  --brand-light: #e5f7f1;
  --gold: #f6b94a;
  --bg: #f5f8fb;
  --card: #ffffff;
  --line: #e2e9f1;
  --line-strong: #cfdae6;
  --danger: #c0392b;
  --success: #0b8662;
  --radius: 16px;
  --radius-lg: 24px;
  --shadow-sm: 0 1px 2px rgba(10, 31, 58, .05), 0 4px 14px rgba(10, 31, 58, .04);
  --shadow-md: 0 12px 34px rgba(10, 31, 58, .10);
  --shadow-lg: 0 24px 60px rgba(6, 24, 47, .18);
  --container: 1180px;
  --header-h: 76px;
  --font-body: "Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Arial, sans-serif;
  --font-head: "Plus Jakarta Sans", var(--font-body);
}

/* ------------------------------ Reset ----------------------------------- */
*, *::before, *::after { box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  margin: 0;
  background: var(--bg);
  color: var(--ink);
  font-family: var(--font-body);
  font-size: 16px;
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
}

h1, h2, h3, h4, h5, h6 {
  margin: 0 0 .5em;
  font-family: var(--font-head);
  color: var(--ink);
  line-height: 1.15;
  letter-spacing: -.025em;
  font-weight: 800;
}

p { margin: 0 0 1.1em; }
p:last-child { margin-bottom: 0; }

a { color: var(--brand-dark); text-decoration: none; }
a:hover { text-decoration: underline; }

img, svg { max-width: 100%; }
img { height: auto; }

ul, ol { margin: 0 0 1.1em; padding-left: 1.25em; }
li { margin-bottom: .45em; }

hr { border: 0; border-top: 1px solid var(--line); margin: 2rem 0; }

::selection { background: #bff0df; color: var(--navy); }

:focus-visible {
  outline: 3px solid rgba(15, 164, 122, .45);
  outline-offset: 2px;
  border-radius: 4px;
}

.visually-hidden {
  position: absolute !important;
  width: 1px; height: 1px;
  padding: 0; margin: -1px;
  overflow: hidden; clip: rect(0, 0, 0, 0);
  white-space: nowrap; border: 0;
}

.skip-link {
  position: absolute;
  top: -60px; left: 16px;
  z-index: 999;
  padding: 12px 18px;
  background: var(--navy);
  color: #fff;
  border-radius: 0 0 10px 10px;
  font-weight: 700;
  transition: top .2s ease;
}
.skip-link:focus { top: 0; text-decoration: none; }

/* ---------------------------- Layout ------------------------------------ */
.container {
  width: 100%;
  max-width: var(--container);
  margin: 0 auto;
  padding: 0 24px;
}

.section { padding: 84px 0; }
.section-sm { padding: 56px 0; }
.section-tight { padding: 0 0 84px; }

.section-head {
  max-width: 720px;
  margin: 0 auto 46px;
  text-align: center;
}
.section-head.left { margin: 0 0 42px; text-align: left; }
.section-head h2 { font-size: clamp(1.75rem, 3.4vw, 2.5rem); }
.section-head p { color: var(--muted); font-size: 1.05rem; margin-bottom: 0; }

.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  margin-bottom: 14px;
  color: var(--brand-dark);
  font-size: .78rem;
  font-weight: 800;
  letter-spacing: .12em;
  text-transform: uppercase;
}
.eyebrow::before {
  content: "";
  width: 22px; height: 2px;
  background: var(--brand);
  border-radius: 2px;
}
.eyebrow.on-dark { color: #8ce7c8; }
.eyebrow.on-dark::before { background: #8ce7c8; }

.grid { display: grid; gap: 24px; }
.grid-2 { grid-template-columns: repeat(2, minmax(0, 1fr)); }
.grid-3 { grid-template-columns: repeat(3, minmax(0, 1fr)); }
.grid-4 { grid-template-columns: repeat(4, minmax(0, 1fr)); }

.text-center { text-align: center; }
.mt-0 { margin-top: 0; }
.mb-0 { margin-bottom: 0; }

/* ---------------------------- Buttons ----------------------------------- */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 9px;
  min-height: 50px;
  padding: 13px 24px;
  border: 1px solid transparent;
  border-radius: 11px;
  font-family: var(--font-body);
  font-size: .98rem;
  font-weight: 700;
  line-height: 1.2;
  text-align: center;
  text-decoration: none;
  cursor: pointer;
  transition: transform .16s ease, background-color .16s ease, box-shadow .16s ease, border-color .16s ease;
}
.btn:hover { text-decoration: none; transform: translateY(-1px); }
.btn:active { transform: translateY(0); }
.btn svg { width: 18px; height: 18px; flex: none; }

.btn-primary {
  background: var(--brand);
  border-color: var(--brand);
  color: #fff;
  box-shadow: 0 8px 20px rgba(15, 164, 122, .25);
}
.btn-primary:hover { background: var(--brand-dark); border-color: var(--brand-dark); color: #fff; }

.btn-dark {
  background: var(--navy);
  border-color: var(--navy);
  color: #fff;
}
.btn-dark:hover { background: var(--navy-2); color: #fff; }

.btn-outline {
  background: #fff;
  border-color: var(--line-strong);
  color: var(--ink);
}
.btn-outline:hover { border-color: var(--brand); color: var(--brand-dark); }

.btn-ghost {
  background: transparent;
  border-color: rgba(255, 255, 255, .25);
  color: #fff;
}
.btn-ghost:hover { background: rgba(255, 255, 255, .08); border-color: rgba(255, 255, 255, .5); color: #fff; }

.btn-sm { min-height: 42px; padding: 10px 18px; font-size: .9rem; border-radius: 9px; }
.btn-block { width: 100%; }

.link-arrow {
  display: inline-flex;
  align-items: center;
  gap: 7px;
  font-weight: 700;
  font-size: .95rem;
}
.link-arrow svg { width: 16px; height: 16px; transition: transform .16s ease; }
.link-arrow:hover { text-decoration: none; }
.link-arrow:hover svg { transform: translateX(3px); }

/* ---------------------------- Header ------------------------------------ */
.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: rgba(255, 255, 255, .92);
  border-bottom: 1px solid rgba(207, 218, 230, .7);
  backdrop-filter: blur(14px);
  -webkit-backdrop-filter: blur(14px);
  transition: box-shadow .2s ease;
}
.site-header.is-scrolled { box-shadow: 0 8px 24px rgba(10, 31, 58, .07); }

.header-inner {
  display: flex;
  align-items: center;
  gap: 24px;
  min-height: var(--header-h);
}

.brand {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  flex: none;
  color: var(--ink);
  text-decoration: none;
}
.brand:hover { text-decoration: none; }
.brand-mark { width: 38px; height: 38px; flex: none; display: block; }
.brand-name {
  font-family: var(--font-head);
  font-size: 1.34rem;
  font-weight: 800;
  letter-spacing: -.045em;
  line-height: 1;
  color: var(--ink);
}
.brand-name span { color: var(--brand); }
.brand-tag {
  display: block;
  margin-top: 3px;
  font-family: var(--font-body);
  font-size: .58rem;
  font-weight: 700;
  letter-spacing: .16em;
  text-transform: uppercase;
  color: var(--muted);
}

.main-nav { margin-left: auto; }
.main-nav ul {
  display: flex;
  align-items: center;
  gap: 2px;
  margin: 0;
  padding: 0;
  list-style: none;
}
.main-nav li { margin: 0; }
.main-nav a {
  display: block;
  padding: 10px 11px;
  border-radius: 8px;
  color: var(--ink-2);
  font-size: .875rem;
  font-weight: 600;
  text-decoration: none;
  white-space: nowrap;
  transition: background .15s ease, color .15s ease;
}
.main-nav a:hover { background: #f0f4f8; color: var(--ink); text-decoration: none; }
.main-nav a[aria-current="page"] { color: var(--brand-dark); background: var(--brand-light); }

.header-actions { display: flex; align-items: center; gap: 10px; flex: none; }
.nav-mobile-cta { display: none; }

.nav-toggle {
  display: none;
  width: 44px; height: 44px;
  padding: 0;
  align-items: center;
  justify-content: center;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 10px;
  color: var(--ink);
  cursor: pointer;
}
.nav-toggle svg { width: 22px; height: 22px; }
.nav-toggle .icon-close { display: none; }
.nav-open .nav-toggle .icon-menu { display: none; }
.nav-open .nav-toggle .icon-close { display: block; }

/* ------------------------------ Hero ------------------------------------ */
.hero {
  position: relative;
  overflow: hidden;
  padding: 78px 0 88px;
  background:
    radial-gradient(900px 480px at 88% -12%, rgba(15, 164, 122, .26), transparent 60%),
    radial-gradient(700px 400px at 4% 110%, rgba(66, 133, 244, .18), transparent 65%),
    linear-gradient(135deg, #06182e 0%, #0a2540 52%, #0b3152 100%);
  color: #eaf2fa;
}
.hero::before {
  content: "";
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(255, 255, 255, .035) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255, 255, 255, .035) 1px, transparent 1px);
  background-size: 46px 46px;
  mask-image: radial-gradient(ellipse at 50% 30%, #000 20%, transparent 78%);
  -webkit-mask-image: radial-gradient(ellipse at 50% 30%, #000 20%, transparent 78%);
  pointer-events: none;
}
.hero::after {
  content: "";
  position: absolute;
  right: -120px; bottom: -180px;
  width: 420px; height: 420px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(15, 164, 122, .20), transparent 65%);
  pointer-events: none;
}
.hero > .container { position: relative; z-index: 1; }

.hero-grid {
  display: grid;
  grid-template-columns: minmax(0, 1.05fr) minmax(380px, .78fr);
  align-items: center;
  gap: 56px;
}

.hero h1 {
  margin: 0 0 20px;
  color: #fff;
  font-size: clamp(2.15rem, 4.7vw, 3.5rem);
  line-height: 1.06;
  letter-spacing: -.04em;
}
.hero h1 .text-gradient {
  background: linear-gradient(92deg, #7ce9c5 0%, #d8f8ec 100%);
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
}
.hero .lead {
  max-width: 540px;
  margin-bottom: 26px;
  color: #bfd2e6;
  font-size: 1.09rem;
  line-height: 1.7;
}
.hero-points {
  display: grid;
  gap: 10px;
  margin: 0 0 28px;
  padding: 0;
  list-style: none;
}
.hero-points li {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  margin: 0;
  color: #dbe9f6;
  font-size: .96rem;
}
.hero-points svg {
  width: 19px; height: 19px;
  flex: none;
  margin-top: 2px;
  color: #64dfb8;
}

.hero-proof {
  display: flex;
  align-items: center;
  gap: 14px;
  padding-top: 24px;
  border-top: 1px solid rgba(255, 255, 255, .12);
}
.avatar-stack { display: flex; flex: none; }
.avatar-stack span {
  display: grid;
  place-items: center;
  width: 34px; height: 34px;
  margin-left: -8px;
  border: 2px solid #0b2a4e;
  border-radius: 50%;
  background: linear-gradient(140deg, #1c4a74, #0f6e63);
  color: #d9f6ed;
  font-size: .68rem;
  font-weight: 800;
  letter-spacing: .02em;
}
.avatar-stack span:first-child { margin-left: 0; }
.hero-proof p { margin: 0; color: #aec5db; font-size: .82rem; line-height: 1.4; }
.hero-proof strong { color: #fff; }
.hero-proof .stars { color: var(--gold); letter-spacing: 1px; }
.hero-proof-icon {
  display: grid;
  place-items: center;
  width: 40px; height: 40px;
  flex: none;
  border: 1px solid rgba(255, 255, 255, .15);
  border-radius: 50%;
  background: rgba(255, 255, 255, .07);
  color: #7ce9c5;
}
.hero-proof-icon svg { width: 20px; height: 20px; }

/* Breadcrumb */
.breadcrumb {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 7px;
  margin: 0 0 18px;
  padding: 0;
  list-style: none;
  color: #91a9c2;
  font-size: .8rem;
}
.breadcrumb li { margin: 0; }
.breadcrumb a { color: #b9cde0; }
.breadcrumb li + li::before { content: "/"; margin-right: 7px; color: #5e7892; }

/* Landing hero */
.hero-inner { padding: 58px 0 76px; }
.hero-inner h1 { font-size: clamp(1.95rem, 3.9vw, 3rem); }
.hero-inner .lead { font-size: 1.04rem; }

.hero-badges {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin-top: 26px;
}
.hero-badges span {
  display: inline-flex;
  align-items: center;
  gap: 7px;
  padding: 7px 12px;
  border: 1px solid rgba(255, 255, 255, .15);
  border-radius: 999px;
  background: rgba(255, 255, 255, .06);
  color: #c9dced;
  font-size: .76rem;
  font-weight: 600;
}
.hero-badges svg { width: 14px; height: 14px; color: #71e0ba; }

/* --------------------------- Quote card --------------------------------- */
.quote-card {
  position: relative;
  padding: 28px;
  border-radius: 20px;
  background: #fff;
  color: var(--ink);
  box-shadow: var(--shadow-lg);
}
.quote-card-head { margin-bottom: 20px; }
.quote-card-head .kicker {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  margin-bottom: 8px;
  color: var(--brand-dark);
  font-size: .72rem;
  font-weight: 800;
  letter-spacing: .1em;
  text-transform: uppercase;
}
.quote-card-head h2 {
  margin: 0 0 6px;
  font-size: 1.4rem;
  letter-spacing: -.03em;
}
.quote-card-head p { margin: 0; color: var(--muted); font-size: .86rem; }
.form-note {
  position: relative;
  margin: 14px 0 0;
  padding-left: 21px;
  color: #7a8a9e;
  font-size: .73rem;
  line-height: 1.45;
}
.form-note svg {
  position: absolute;
  left: 0;
  top: 1px;
  width: 14px;
  height: 14px;
}

/* ----------------------------- Forms ------------------------------------ */
.form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.form-grid .full { grid-column: 1 / -1; }

/* Turnstile widget slot, injected by js/main.js. Empty until it loads. */
.turnstile-slot { margin: 0 0 12px; }
.turnstile-slot:empty { margin: 0; }

.field { margin-bottom: 12px; }
.field:last-child { margin-bottom: 0; }
.field label {
  display: block;
  margin-bottom: 5px;
  color: var(--ink-2);
  font-size: .76rem;
  font-weight: 700;
}
.field .req { color: var(--brand-dark); }

.field input,
.field select,
.field textarea {
  width: 100%;
  min-height: 46px;
  padding: 11px 13px;
  border: 1px solid var(--line-strong);
  border-radius: 9px;
  background: #fff;
  color: var(--ink);
  font-family: var(--font-body);
  font-size: .92rem;
  line-height: 1.4;
  transition: border-color .15s ease, box-shadow .15s ease;
}
.field textarea { min-height: 130px; resize: vertical; }
.field select {
  appearance: none;
  -webkit-appearance: none;
  padding-right: 38px;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='14' height='14' viewBox='0 0 24 24' fill='none' stroke='%235f7085' stroke-width='2.4' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='6 9 12 15 18 9'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 13px center;
  cursor: pointer;
}
.field input::placeholder,
.field textarea::placeholder { color: #9aa8b9; }
.field input:focus,
.field select:focus,
.field textarea:focus {
  outline: none;
  border-color: var(--brand);
  box-shadow: 0 0 0 3px rgba(15, 164, 122, .13);
}
.field.has-error input,
.field.has-error select,
.field.has-error textarea { border-color: var(--danger); }
.field-error {
  display: none;
  margin-top: 4px;
  color: var(--danger);
  font-size: .74rem;
  font-weight: 600;
}
.field.has-error .field-error { display: block; }

.check {
  display: flex;
  align-items: flex-start;
  gap: 9px;
  margin: 2px 0 14px;
  color: #6b7c90;
  font-size: .73rem;
  line-height: 1.45;
}
.check input {
  width: 16px; height: 16px;
  margin: 2px 0 0;
  flex: none;
  accent-color: var(--brand);
}
.check a { color: var(--ink-2); text-decoration: underline; }

.hp-field {
  position: absolute !important;
  left: -9999px !important;
  width: 1px; height: 1px;
  overflow: hidden;
}

.form-status {
  display: none;
  margin-top: 14px;
  padding: 12px 14px;
  border-radius: 9px;
  font-size: .82rem;
  line-height: 1.5;
}
.form-status.is-error {
  display: block;
  border: 1px solid #f2c9c4;
  background: #fdf2f1;
  color: #942f22;
}
.form-status.is-success {
  display: block;
  border: 1px solid #b9e9d8;
  background: #edfbf6;
  color: #08664b;
}

.form-success {
  display: none;
  padding: 22px 4px 6px;
  text-align: center;
}
.form-success.is-visible { display: block; }
.form-success .success-icon {
  display: grid;
  place-items: center;
  width: 58px; height: 58px;
  margin: 0 auto 16px;
  border-radius: 50%;
  background: var(--brand-light);
  color: var(--brand-dark);
}
.form-success .success-icon svg { width: 28px; height: 28px; }
.form-success h3 { font-size: 1.3rem; margin-bottom: 8px; }
.form-success p { color: var(--muted); font-size: .9rem; margin-bottom: 14px; }
.quote-card.is-submitted form { display: none; }

/* --------------------------- Trust strip -------------------------------- */
.trust-strip {
  position: relative;
  z-index: 2;
  margin-top: -30px;
}
.trust-strip-inner {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 0;
  overflow: hidden;
  border: 1px solid var(--line);
  border-radius: 16px;
  background: #fff;
  box-shadow: var(--shadow-sm);
}
.trust-item {
  display: flex;
  align-items: center;
  gap: 11px;
  padding: 18px 20px;
  border-left: 1px solid var(--line);
  color: var(--ink-2);
  font-size: .84rem;
  font-weight: 600;
}
.trust-item:first-child { border-left: 0; }
.trust-item svg { width: 21px; height: 21px; flex: none; color: var(--brand); }

/* --------------------------- Product cards ------------------------------ */
.product-card {
  position: relative;
  display: flex;
  flex-direction: column;
  padding: 26px;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: #fff;
  box-shadow: var(--shadow-sm);
  transition: transform .18s ease, box-shadow .18s ease, border-color .18s ease;
}
.product-card:hover {
  transform: translateY(-3px);
  border-color: #bcd9cc;
  box-shadow: var(--shadow-md);
}
.product-icon {
  display: grid;
  place-items: center;
  width: 48px; height: 48px;
  margin-bottom: 18px;
  border-radius: 13px;
  background: var(--brand-light);
  color: var(--brand-dark);
}
.product-icon svg { width: 24px; height: 24px; }
.product-card h3 { font-size: 1.12rem; margin-bottom: 7px; letter-spacing: -.02em; }
.product-card p { color: var(--muted); font-size: .88rem; line-height: 1.55; margin-bottom: 18px; }
.product-card .link-arrow { margin-top: auto; color: var(--brand-dark); }
.product-card .tag {
  position: absolute;
  top: 18px; right: 18px;
  padding: 4px 9px;
  border-radius: 999px;
  background: #fff6e2;
  color: #9b6a05;
  font-size: .64rem;
  font-weight: 800;
  letter-spacing: .05em;
  text-transform: uppercase;
}

/* ----------------------------- Steps ------------------------------------ */
.steps { counter-reset: step; }
.step {
  position: relative;
  padding: 28px 24px;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: #fff;
  box-shadow: var(--shadow-sm);
}
.step-num {
  display: grid;
  place-items: center;
  width: 38px; height: 38px;
  margin-bottom: 16px;
  border-radius: 50%;
  background: var(--navy);
  color: #fff;
  font-family: var(--font-head);
  font-size: .95rem;
  font-weight: 800;
}
.step h3 { font-size: 1.03rem; margin-bottom: 7px; }
.step p { color: var(--muted); font-size: .88rem; margin: 0; }

/* --------------------------- Split / why -------------------------------- */
.split {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(0, 1fr);
  align-items: center;
  gap: 56px;
}
.split-copy h2 { font-size: clamp(1.7rem, 3.2vw, 2.35rem); }
.split-copy > p { color: var(--muted); font-size: 1.03rem; }

.feature-list { margin: 26px 0 0; padding: 0; list-style: none; }
.feature-list li {
  position: relative;
  margin: 0 0 18px;
  padding-left: 38px;
}
.feature-list li:last-child { margin-bottom: 0; }
.feature-list li::before {
  content: "";
  position: absolute;
  left: 0; top: 1px;
  width: 24px; height: 24px;
  border-radius: 50%;
  background: var(--brand-light) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='14' height='14' viewBox='0 0 24 24' fill='none' stroke='%230b8662' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='20 6 9 17 4 12'/%3E%3C/svg%3E") center / 14px no-repeat;
}
.feature-list strong { display: block; margin-bottom: 2px; font-size: .97rem; color: var(--ink); }
.feature-list span { color: var(--muted); font-size: .88rem; line-height: 1.5; }

.snapshot-card {
  position: relative;
  padding: 28px;
  border: 1px solid rgba(255, 255, 255, .10);
  border-radius: var(--radius-lg);
  background:
    radial-gradient(520px 260px at 100% 0%, rgba(15, 164, 122, .30), transparent 62%),
    linear-gradient(150deg, #0a2442, #0b3152);
  color: #dbe9f6;
  box-shadow: var(--shadow-lg);
}
.snapshot-card h3 { color: #fff; font-size: 1.1rem; margin-bottom: 4px; }
.snapshot-card .sub { color: #9fb8cf; font-size: .8rem; margin-bottom: 22px; }
.snapshot-row {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 14px;
  padding: 13px 0;
  border-top: 1px solid rgba(255, 255, 255, .10);
  font-size: .86rem;
}
.snapshot-row:first-of-type { border-top: 0; }
.snapshot-row span { color: #b9cee1; }
.snapshot-row strong { color: #fff; font-weight: 700; }
.snapshot-row .pill {
  padding: 4px 9px;
  border-radius: 999px;
  background: rgba(124, 233, 197, .13);
  color: #8ce7c8;
  font-size: .68rem;
  font-weight: 800;
  letter-spacing: .04em;
  text-transform: uppercase;
}
.snapshot-foot {
  margin-top: 20px;
  padding: 12px 14px;
  border-radius: 10px;
  background: rgba(255, 255, 255, .06);
  color: #9fb8cf;
  font-size: .72rem;
  line-height: 1.5;
}

/* ----------------------------- Stats ------------------------------------ */
.stats-band {
  padding: 38px 0;
  background: #0a2442;
  color: #fff;
}
.stats-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 20px;
}
.stat { text-align: center; padding: 6px 12px; border-left: 1px solid rgba(255, 255, 255, .12); }
.stat:first-child { border-left: 0; }
.stat strong {
  display: block;
  margin-bottom: 3px;
  color: #fff;
  font-family: var(--font-head);
  font-size: clamp(1.5rem, 2.6vw, 2rem);
  font-weight: 800;
  letter-spacing: -.03em;
}
.stat span { color: #a9c1d7; font-size: .8rem; }

/* ------------------------------ FAQ ------------------------------------- */
.faq-list { max-width: 820px; margin: 0 auto; }
.faq-item {
  margin-bottom: 12px;
  border: 1px solid var(--line);
  border-radius: 12px;
  background: #fff;
  box-shadow: var(--shadow-sm);
  overflow: hidden;
}
.faq-item summary {
  position: relative;
  padding: 19px 54px 19px 22px;
  color: var(--ink);
  font-family: var(--font-head);
  font-size: .98rem;
  font-weight: 700;
  line-height: 1.4;
  list-style: none;
  cursor: pointer;
}
.faq-item summary::-webkit-details-marker { display: none; }
.faq-item summary::after {
  content: "";
  position: absolute;
  top: 50%; right: 22px;
  width: 18px; height: 18px;
  margin-top: -9px;
  background: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='18' height='18' viewBox='0 0 24 24' fill='none' stroke='%230b8662' stroke-width='2.4' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='6 9 12 15 18 9'/%3E%3C/svg%3E") center / contain no-repeat;
  transition: transform .2s ease;
}
.faq-item[open] summary::after { transform: rotate(180deg); }
.faq-item[open] summary { color: var(--brand-dark); }
.faq-body { padding: 0 22px 20px; color: var(--muted); font-size: .91rem; }
.faq-body p { margin-bottom: .7em; }

/* ------------------------------ CTA ------------------------------------- */
.cta-band {
  position: relative;
  overflow: hidden;
  padding: 64px 0;
  background:
    radial-gradient(600px 300px at 88% 0%, rgba(15, 164, 122, .34), transparent 60%),
    linear-gradient(135deg, #071d38, #0b3152);
  color: #fff;
}
.cta-band::after {
  content: "";
  position: absolute;
  left: -80px; bottom: -140px;
  width: 320px; height: 320px;
  border-radius: 50%;
  border: 1px solid rgba(255, 255, 255, .08);
}
.cta-inner {
  position: relative;
  z-index: 1;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 32px;
}
.cta-inner h2 { color: #fff; font-size: clamp(1.6rem, 3vw, 2.2rem); margin-bottom: 8px; }
.cta-inner p { color: #b8cee2; margin: 0; max-width: 620px; }
.cta-actions { display: flex; flex-wrap: wrap; gap: 12px; flex: none; }

/* --------------------------- Landing content ---------------------------- */
.content-grid {
  display: grid;
  grid-template-columns: minmax(0, 1fr) 330px;
  align-items: start;
  gap: 50px;
}
.prose h2 { font-size: clamp(1.45rem, 2.6vw, 1.9rem); margin-top: 2.2em; }
.prose h2:first-child { margin-top: 0; }
.prose h3 { font-size: 1.15rem; margin-top: 1.7em; }
.prose p, .prose li { color: var(--ink-2); font-size: .98rem; line-height: 1.75; }
.prose ul, .prose ol { padding-left: 1.2em; }
.prose li { margin-bottom: .6em; }
.prose a { text-decoration: underline; text-underline-offset: 2px; }
.callout {
  margin: 26px 0;
  padding: 20px 22px;
  border-left: 3px solid var(--brand);
  border-radius: 0 10px 10px 0;
  background: var(--brand-light);
}
.callout p { margin: 0; color: #175943; font-size: .92rem; }
.callout strong { color: #0b5e45; }

.side-card {
  position: sticky;
  top: calc(var(--header-h) + 20px);
  padding: 24px;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: #fff;
  box-shadow: var(--shadow-sm);
}
.side-card + .side-card { margin-top: 18px; }
.side-card h3 { font-size: 1rem; margin-bottom: 14px; }
.side-card ul { margin: 0; padding: 0; list-style: none; }
.side-card li {
  display: flex;
  justify-content: space-between;
  gap: 12px;
  padding: 9px 0;
  border-top: 1px dashed var(--line);
  color: var(--muted);
  font-size: .85rem;
}
.side-card li:first-child { border-top: 0; padding-top: 0; }
.side-card li strong { color: var(--ink); font-weight: 700; text-align: right; }
.side-card .side-note { margin-top: 12px; color: #7a8a9e; font-size: .72rem; line-height: 1.5; }
.side-card.dark {
  border-color: transparent;
  background: linear-gradient(150deg, #0a2442, #0b3152);
  color: #c7d9e9;
}
.side-card.dark h3 { color: #fff; }
.side-card.dark p { color: #a9c1d7; font-size: .86rem; }
.side-card.dark .btn { margin-top: 14px; }

/* Feature cards (landing benefits) */
.benefit-card {
  padding: 24px;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: #fff;
  box-shadow: var(--shadow-sm);
}
.benefit-card .product-icon { margin-bottom: 14px; width: 42px; height: 42px; border-radius: 11px; }
.benefit-card .product-icon svg { width: 21px; height: 21px; }
.benefit-card h3 { font-size: 1rem; margin-bottom: 6px; }
.benefit-card p { color: var(--muted); font-size: .86rem; margin: 0; line-height: 1.55; }

/* Comparison table */
.compare-wrap {
  overflow-x: auto;
  margin: 26px 0;
  border: 1px solid var(--line);
  border-radius: 12px;
  background: #fff;
}
.compare {
  width: 100%;
  border-collapse: collapse;
  font-size: .88rem;
  min-width: 520px;
}
.compare th, .compare td {
  padding: 14px 16px;
  border-bottom: 1px solid var(--line);
  text-align: left;
  vertical-align: top;
}
.compare th {
  background: #f3f7fa;
  color: var(--ink);
  font-family: var(--font-head);
  font-size: .78rem;
  font-weight: 800;
  letter-spacing: .03em;
  text-transform: uppercase;
}
.compare tr:last-child td { border-bottom: 0; }
.compare td { color: var(--ink-2); }
.compare td:first-child { color: var(--ink); font-weight: 600; }

/* ----------------------------- Legal ------------------------------------ */
.legal-hero {
  padding: 54px 0 42px;
  background: linear-gradient(150deg, #071d38, #0b3152);
  color: #fff;
}
.legal-hero h1 { color: #fff; font-size: clamp(1.9rem, 3.4vw, 2.6rem); margin-bottom: 8px; }
.legal-hero p { color: #b8cee2; margin: 0; font-size: .95rem; }
.legal-wrap { padding: 54px 0 80px; }
.legal-card {
  max-width: 900px;
  margin: 0 auto;
  padding: clamp(24px, 4vw, 48px);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: #fff;
  box-shadow: var(--shadow-sm);
}
.legal-card .legal-meta {
  margin-bottom: 28px;
  padding-bottom: 18px;
  border-bottom: 1px solid var(--line);
  color: var(--muted);
  font-size: .82rem;
}
.legal-card h1 { font-size: clamp(1.5rem, 2.8vw, 2rem); margin-bottom: 20px; }
.legal-card h2 { font-size: 1.25rem; margin: 1.9em 0 .6em; }
.legal-card h3 { font-size: 1rem; margin: 1.6em 0 .5em; color: var(--ink); }
.legal-card p, .legal-card li { color: var(--ink-2); font-size: .92rem; line-height: 1.75; }
.legal-card ul { padding-left: 1.2em; }
.legal-card ul ul { margin-top: .5em; }
.legal-card a { text-decoration: underline; }
.legal-card > article > h1:first-child { display: none; }
.legal-toc {
  margin: 0 0 30px;
  padding: 18px 22px;
  border: 1px solid var(--line);
  border-radius: 10px;
  background: #f8fafc;
  font-size: .85rem;
}
.legal-toc strong { display: block; margin-bottom: 6px; }
.legal-toc a { text-decoration: none; }
.legal-toc a:hover { text-decoration: underline; }

/* ----------------------------- Contact ---------------------------------- */
.contact-grid {
  display: grid;
  grid-template-columns: minmax(0, .85fr) minmax(420px, 1fr);
  align-items: start;
  gap: 56px;
}
.contact-info h1 { font-size: clamp(2rem, 3.6vw, 2.8rem); }
.contact-info > p { color: var(--muted); font-size: 1.03rem; }
.contact-methods { margin: 30px 0 0; padding: 0; list-style: none; }
.contact-methods li {
  display: flex;
  align-items: flex-start;
  gap: 14px;
  margin: 0 0 18px;
  padding: 16px;
  border: 1px solid var(--line);
  border-radius: 12px;
  background: #fff;
  box-shadow: var(--shadow-sm);
}
.contact-methods .product-icon { width: 40px; height: 40px; margin: 0; flex: none; border-radius: 10px; }
.contact-methods .product-icon svg { width: 19px; height: 19px; }
.contact-methods strong { display: block; font-size: .9rem; }
.contact-methods span { color: var(--muted); font-size: .84rem; }
.contact-card {
  padding: clamp(24px, 3.5vw, 36px);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: #fff;
  box-shadow: var(--shadow-md);
}
.contact-card h2 { font-size: 1.35rem; margin-bottom: 6px; }
.contact-card > p { color: var(--muted); font-size: .88rem; margin-bottom: 22px; }

/* ------------------------------ Footer ---------------------------------- */
.site-footer {
  padding: 60px 0 26px;
  background: #06182e;
  color: #a9c1d7;
  font-size: .87rem;
}
.footer-grid {
  display: grid;
  grid-template-columns: 1.5fr repeat(3, 1fr);
  gap: 40px;
  padding-bottom: 42px;
}
.footer-brand .brand { color: #fff; margin-bottom: 14px; }
.footer-brand .brand-name { color: #fff; font-size: 1.28rem; }
.footer-brand p { color: #8fa9c1; font-size: .85rem; line-height: 1.65; max-width: 320px; margin-bottom: 16px; }
.footer-contact {
  display: flex;
  align-items: center;
  gap: 8px;
  color: #c7d9e9;
  font-size: .82rem;
}
.footer-contact svg { width: 15px; height: 15px; color: #6fe0ba; flex: none; }
.footer-col h3 {
  margin: 0 0 14px;
  color: #fff;
  font-family: var(--font-body);
  font-size: .72rem;
  font-weight: 800;
  letter-spacing: .13em;
  text-transform: uppercase;
}
.footer-col ul { margin: 0; padding: 0; list-style: none; }
.footer-col li { margin: 0 0 9px; }
.footer-col a { color: #a9c1d7; text-decoration: none; font-size: .85rem; }
.footer-col a:hover { color: #fff; text-decoration: underline; }
.footer-bottom {
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  gap: 24px;
  padding-top: 24px;
  border-top: 1px solid rgba(255, 255, 255, .10);
}
.footer-bottom p { margin: 0; color: #7f9ab3; font-size: .75rem; line-height: 1.65; max-width: 780px; }
.footer-bottom .copyright { color: #a9c1d7; white-space: nowrap; }
.footer-disclaimer {
  margin-top: 22px;
  padding: 16px 18px;
  border: 1px solid rgba(255, 255, 255, .08);
  border-radius: 10px;
  background: rgba(255, 255, 255, .03);
  color: #8fa9c1;
  font-size: .72rem;
  line-height: 1.65;
}
.footer-legal {
  display: flex;
  flex-wrap: wrap;
  gap: 8px 20px;
  margin-top: 18px;
  padding-top: 18px;
  border-top: 1px solid rgba(255, 255, 255, .08);
}
.footer-legal a { color: #8fa9c1; font-size: .76rem; text-decoration: none; }
.footer-legal a:hover { color: #fff; text-decoration: underline; }

/* ---------------------------- Thank you --------------------------------- */
.thanks-wrap {
  min-height: calc(100vh - var(--header-h) - 300px);
  display: grid;
  place-items: center;
  padding: 80px 0;
}
.thanks-card {
  max-width: 640px;
  margin: 0 auto;
  padding: clamp(30px, 5vw, 56px);
  border: 1px solid var(--line);
  border-radius: var(--radius-lg);
  background: #fff;
  box-shadow: var(--shadow-md);
  text-align: center;
}
.thanks-card .success-icon {
  display: grid;
  place-items: center;
  width: 74px; height: 74px;
  margin: 0 auto 22px;
  border-radius: 50%;
  background: var(--brand-light);
  color: var(--brand-dark);
}
.thanks-card .success-icon svg { width: 34px; height: 34px; }
.thanks-card h1 { font-size: clamp(1.7rem, 3.4vw, 2.3rem); }
.thanks-card > p { color: var(--muted); font-size: .98rem; }
.thanks-next {
  margin: 26px 0;
  padding: 20px;
  border-radius: 12px;
  background: #f7fafc;
  text-align: left;
}
.thanks-next h2 { font-size: .78rem; letter-spacing: .1em; text-transform: uppercase; color: var(--muted); margin-bottom: 10px; }
.thanks-next ol { margin: 0; padding-left: 1.2em; color: var(--ink-2); font-size: .9rem; }
.thanks-next li { margin-bottom: .35em; }

/* ----------------------------- 404 -------------------------------------- */
.error-page {
  display: grid;
  place-items: center;
  min-height: calc(100vh - var(--header-h) - 240px);
  padding: 80px 0;
  text-align: center;
}
.error-code {
  display: block;
  font-family: var(--font-head);
  font-size: clamp(4rem, 12vw, 7rem);
  font-weight: 800;
  line-height: 1;
  letter-spacing: -.06em;
  color: var(--brand);
}
.error-page h1 { margin-top: 10px; }
.error-page p { color: var(--muted); max-width: 460px; margin: 0 auto 24px; }

/* --------------------------- Animations --------------------------------- */
.reveal { opacity: 0; transform: translateY(14px); transition: opacity .5s ease, transform .5s ease; }
.reveal.is-in { opacity: 1; transform: none; }
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { animation-duration: .001ms !important; transition-duration: .001ms !important; }
  .reveal { opacity: 1; transform: none; }
}

/* ---------------------------- Responsive -------------------------------- */
@media (max-width: 1080px) {
  .main-nav a { padding: 10px 8px; font-size: .82rem; }
  .hero-grid { grid-template-columns: 1fr; gap: 38px; }
  .hero-copy { max-width: 720px; }
  .quote-card { width: 100%; max-width: 560px; }
  .split { grid-template-columns: 1fr; gap: 36px; }
  .content-grid { grid-template-columns: 1fr; gap: 36px; }
  .side-card { position: static; }
  .contact-grid { grid-template-columns: 1fr; gap: 36px; }
}

@media (max-width: 1000px) {
  .header-actions .btn { display: none; }
  .nav-toggle { display: inline-flex; }
  .main-nav {
    position: absolute;
    top: 100%;
    left: 0;
    right: 0;
    display: none;
    margin: 0;
    padding: 10px 20px 22px;
    border-bottom: 1px solid var(--line);
    background: #fff;
    box-shadow: 0 18px 30px rgba(10, 31, 58, .10);
  }
  .nav-open .main-nav { display: block; }
  .main-nav ul { flex-direction: column; align-items: stretch; gap: 0; }
  .main-nav a { padding: 13px 10px; font-size: .95rem; border-radius: 7px; }
  .nav-mobile-cta { display: block; margin-top: 12px; }
  .nav-mobile-cta .btn { width: 100%; }
}

@media (max-width: 900px) {
  .grid-3, .grid-4 { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .trust-strip-inner { grid-template-columns: repeat(2, 1fr); }
  .trust-item:nth-child(3) { border-left: 0; border-top: 1px solid var(--line); }
  .trust-item:nth-child(4) { border-top: 1px solid var(--line); }
  .footer-grid { grid-template-columns: 1.4fr 1fr 1fr; gap: 30px; }
  .footer-brand { grid-column: 1 / -1; }
  .cta-inner { flex-direction: column; align-items: flex-start; }
  .stats-grid { grid-template-columns: repeat(2, 1fr); }
  .stat:nth-child(3) { border-left: 0; }
  .stat { padding-top: 14px; }
  .section { padding: 64px 0; }
}

@media (max-width: 640px) {
  .container { padding: 0 18px; }
  .hero { padding: 46px 0 68px; }
  .hero-inner { padding: 38px 0 60px; }
  .hero h1 { font-size: clamp(1.95rem, 8vw, 2.6rem); }
  .hero .lead { font-size: 1rem; }
  .quote-card { padding: 22px; border-radius: 16px; }
  .form-grid { grid-template-columns: 1fr; gap: 0; }
  .grid-2, .grid-3, .grid-4 { grid-template-columns: 1fr; }
  .trust-strip { margin-top: -20px; }
  .trust-strip-inner { grid-template-columns: 1fr; }
  .trust-item { border-left: 0; border-top: 1px solid var(--line); padding: 14px 18px; }
  .trust-item:first-child { border-top: 0; }
  .stats-grid { grid-template-columns: 1fr 1fr; gap: 12px; }
  .stat { border-left: 0; padding: 8px 4px; }
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 26px; }
  .footer-brand { grid-column: 1 / -1; }
  .footer-bottom { flex-direction: column; }
  .footer-bottom .copyright { white-space: normal; }
  .cta-actions { width: 100%; flex-direction: column; }
  .cta-actions .btn { width: 100%; }
  .section { padding: 54px 0; }
  .section-sm { padding: 42px 0; }
  .legal-wrap { padding: 36px 0 60px; }
  .brand-tag { display: none; }
  .brand-name { font-size: 1.22rem; }
  .compare th, .compare td { padding: 11px 13px; }
}